Morristown, New Jersey Bankruptcy Lawyer

When you seek to retain an attorney to help you with a legal problem as critical as bankruptcy, you want someone who not only is abreast of current bankruptcy laws, but is also a problem solver. You want someone who thinks creatively, offers alternatives, and helps his clients through their difficult problems.

At the law offices of David Alan Ast, P.C. in Morristown, New Jersey, our attorney’s legal career spans over 25 years of effectively assisting clients who are trying to make a new beginning financially. Contact our New Jersey bankruptcy lawyer today.

Chapter 7
Chapter 7 bankruptcy, also known as straight bankruptcy, is the type of bankruptcy that Congress has created new eligibility requirements in order to qualify to file for the fresh start that Chapter 7 provides. You may have heard that it may be impossible to declare Chapter 7 bankruptcy. At the law offices of David Alan Ast, P.C., we can advise you and help you satisfy the requirements to qualify rather than having to file under Chapter 13.  Under BAPCPA, there are new document production requirements as as well as having to participate in a mandatory credit counseling and financial management programs approved of by the Office of the United States Trustee.

Chapter 11 and Business Law
While this type of bankruptcy can be filed by anyone, it is primarily designed for businesses. If you are a small business owner, our firm can assist you with the following bankruptcy related matters:

Chapter 13
Also known as a wage earner plan, Chapter 13 bankruptcy is for individuals who want to reorganize their debt with creditors into a repayment plan. This type of bankruptcy is extremely helpful to homeowners facing foreclosure on their homes. If you are able to qualify for Chapter 13, this will stop possible foreclosure and creditor actions. You will also have to participate in a credit counseling and financial management program. When you visit our offices to discuss this option, we can discuss the changes in the law regarding auto loans and help you calculate how debt repayment to creditors will occur.

We have over 25 years of experience helping clients like you make a new beginning. Contact our New Jersey bankruptcy lawyer today – let us give you the same reassurance and relief we have given to hundreds of former clients.

David Alan Ast, P.C.
222 Ridgedale Avenue
P.O. Box 1309
Morristown, NJ  07962
Tel:  973-984-1300
Fax:  973-984-1478
e-mail

Northern New Jersey bankruptcy Attorney David Alan Ast is pleased to serve clients in Morristown, the surrounding towns of Cedar Knolls, Dover, Madison, Chatham, Whippany, and Parsippany, as well as the communities of Morris County, Sussex County, Union County, and Essex County.